What level of PCI compliance is required for your business?

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all organizations that process, store, or transmit credit card information maintain a secure environment. There are four levels of PCI DSS compliance, based on the number of Visa, Mastercard, American Express, Discover, and JCB transactions processed by an organization each year:

• Level 1: Merchants processing over 6 million transactions per year.
• Level 2: Merchants processing 1 to 6 million transactions per year.
• Level 3: Merchants processing 20,000 to 1 million transactions per year.
• Level 4: Merchants processing fewer than 20,000 transactions per year.

Your businesses are suitable for which levels of PCI Compliance?

The following below table provides a general overview of which businesses are typically suitable for each PCI level.

PCI level	Businesses typically suitable
Level 1	Large merchants with high volumes of transactions, such as e-commerce retailers and financial institutions.
Level 2	Medium-sized merchants with moderate volumes of transactions, such as brick-and-mortar stores and restaurants.
Level 3	Small merchants with low volumes of transactions, such as online retailers and mail order/telephone order businesses,
Level 4	Micro-merchants with very low volumes of transactions, such as small businesses that only accept credit cards occasionally.

To determine which level of PCI compliance your business needs, you must first assess the volume and type of transactions that you process. You can use the following below table as a guide

PCI Level	Card Transactions per Year	E-Commerce Transactions per Year
1	Over 6 million	Over 600,000
2	1 million to 6 million	Over 20,000
3	20,000 to 1 million	Over 20,000
4	Fewer than 20,000	Fewer than 20,000

There are four levels of PCI compliance, based on the volume and type of transactions that a business processes. The higher the level, the more stringent the requirements.

PCI Level 1 merchants process over 6 million card transactions per year, or they process more than 600,000 e-commerce transactions per year. Level 1 merchants must undergo an annual onsite audit by a Qualified Security Assessor (QSA).

PCI Level 2 merchants process 1 million to 6 million card transactions per year, or they process more than 20,000 e-commerce transactions per year. Level 2 merchants must complete an annual Self-Assessment Questionnaire (SAQ) and have their network scanned for vulnerabilities quarterly.

PCI Level 3 merchants process 20,000 to 1 million card transactions per year, or they process more than 20,000 e-commerce transactions per year. Level 3 merchants must complete an annual SAQ and have their network scanned for vulnerabilities quarterly.

PCI Level 4 merchants process fewer than 20,000 card transactions per year, and they process fewer than 20,000 e-commerce transactions per year. Level 4 merchants must complete an annual SAQ.

However, it is important to note that the specific PCI level that an organization is required to comply with depends on a number of factors, including the type of transactions it processes, the way it processes those transactions, and the payment card brands it accepts. Organizations should consult with their acquiring bank or a PCI Qualified Security Assessor (QSA) to determine their specific PCI compliance requirements.

Additional considerations for WordPress blog owners

If you are a WordPress blog owner who processes credit card payments, you are required to comply with PCI DSS. The specific PCI level that you are required to comply with will depend on the number of transactions you process each year.

If you are unsure of which PCI level you are required to comply with, you should consult with your acquiring bank or a PCI QSA. They can help you to assess your PCI compliance requirements and develop a plan to achieve compliance.

Here are some tips for WordPress blog owners who want to comply with PCI DSS

• Use a secure WordPress hosting provider.
• Keep your WordPress software and plugins up to date.
• Use strong passwords for your WordPress account and all other accounts that have access to your WordPress blog.
• Install and maintain a firewall and other security software on your WordPress blog.
• Do not store sensitive credit card data on your WordPress blog.
• Use a secure payment processor to accept credit card payments.
• Conduct regular security scans of your WordPress blog to identify and address any vulnerabilities.

By following these tips, you can help to protect your website and application from data breaches and other security threats.

Regardless of your business’s PCI DSS compliance level, Aidbs Technology can help you achieve and maintain compliance. We offer a wide range of PCI DSS compliance solutions, including

• Security assessments: We can perform a comprehensive security assessment of your IT environment to identify any vulnerabilities that could put your customer data at risk.
• Remediation services: We can help you implement the necessary security controls to remediate any vulnerabilities that are discovered during the assessment process.
• PCI DSS training: We offer PCI DSS training to your employees to help them understand the PCI DSS requirements and how to protect customer data.
• Compliance monitoring: We can monitor your IT environment for any changes that could impact your PCI DSS compliance.

We also offer a variety of PCI DSS compliance solutions that are tailored to the specific needs of businesses of different sizes and industries. For example, we offer a PCI DSS compliance solution for small businesses that is designed to be affordable and easy to implement.

No matter what your business’s PCI DSS compliance level is, Aidbs Technology can help you achieve and maintain compliance. We have the expertise and experience to help you protect your customer data and avoid costly data breaches.

Here are some of the benefits of working with Aidbs Technology to achieve PCI DSS compliance

• Comprehensive solutions: We offer a wide range of PCI DSS compliance solutions to meet the needs of businesses of all sizes and industries.
• Expert guidance: Our team of experts can help you understand the PCI DSS requirements and how to implement them effectively.
• Peace of mind: Knowing that your business is PCI DSS compliant can give you peace of mind and help you build trust with your customers.

If you are serious about protecting your customer data and avoiding costly data breaches, then Aidbs Technology can help you achieve PCI DSS compliance. Contact us today to learn more about our PCI DSS compliance solutions.